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In this paper, the authors are exploring emerging trends in data utilising longitudinal analysis.Longitudinal studies are typically observational studies wherein a participant's outcomes, and possible treatments or exposures, are collected at multiple times on the same individual. These studies have no limit on the timespan and as such, can last up to several decades. Though shorter time frames are not recommended, the key is for the study to extend beyond a singular time point, ideally three or more[1]. Conducting longitudinal studies are beneficial as it allows one to follow subjects in real time, which allows researchers to have a better understanding of the sequence of events[1].
Loan management is a complex process that coordinates agreements among multiple stakeholders in such a way that each party benefits from the arrangement [2]. At the core of our work there is the Asset Token (ATK) which is a compliant ERC-20 token and used for all financial transactions in our proposed system. With this token in our private blockchain network [1], stakeholders can interact in a digital market. Our work includes a Non-Fungible Vehicle Token (VTK) and represents the physical vehicle. Users has access to the ownership of this NFT which prevents fraudulent transactions.
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